Stripe

Overview

Stripe is a payment processing platform built for developers. It provides clean, well-documented APIs to accept credit cards, manage subscriptions, and handle payouts globally. It is the industry standard for SaaS and e-commerce checkout flows.

Pricing & Free Tier

Free Tier: No monthly fee, but transaction fees apply.
Standard Pricing: 2.9% + $0.30 per successful card charge (US).
Custom Pricing: Volume discounts available for large enterprises.

How to Use

1. Create a Stripe account and complete identity verification.
2. Go to the Developers section to get your API keys (Publishable & Secret).
3. Use Stripe Checkout or Elements to build a payment form on your site.
4. Configure webhooks to receive real-time payment status updates.

Important Notes

• Hold Periods: For new accounts, Stripe may hold funds for up to 7-14 days before depositing them into your bank account.
• Chargebacks: If a customer disputes a charge, Stripe charges a $15 dispute fee, and you must provide evidence to win the case.